Many individuals struggle with ineffective financial management due to complex tools, limited financial literacy resources, and security concerns in existing apps. This results in a lack of financial control and challenges in achieving meaningful financial goals. Penny Pilot aims to address these issues by providing an intuitive, user-friendly finance app with personalized budgeting, savings, and investment tools, coupled with robust security measures. The goal is to empower users to confidently manage their finances and enhance their overall financial well-being.